January 2024 – Best TFSA interest rates in Canada - 3.60 % and $25 Bonus for a new TFSA account from Achieva Financial

Here are some of the best TFSA interest rates, as of January 2024.

TFSA contribution limit for 2024 is $7,000. The maximum amount that can be invested into a TFSA in 2024 is $95,000 (Cumulative contribution limit assuming that you have never contributed to a TFSA and you were 18 or over in 2009, when the TFSA was introduced). Unused contribution room carries over into the following year.

Achieva Financial offers 3.60% interest rate for any daily interest TFSA, RRSP, Savings Accounts. Or you can get 5.50% for 1 Year GIC, or 5.60% for a 2 year GIC. Achieva Financial has a very good reputation of constantly high interest rates (no limited promotional interest rates).

You can open the account 100% online. They have online banking services, good customer service, online chat, online secure messaging system. All deposits are 100% guaranteed.

Also you get $25 Bonus if you use Achieva Petal V879070291 and make a deposit of minimum $250. Additionally you get $1 Bonus every month for receiving your statement online. You can apply online here: https://openaccount.achieva.mb.ca/

Here are the steps to get the $25 Bonus + 3.60% interest:
1. Enroll for a new Achieva financial Account using the link  https://openaccount.achieva.mb.ca/

2. Make an initial deposit of $250. The Bonus of $25 will be deposited into your account!

Bank name	Interest Rate	Transfer fee
Wealthsimple High-interest Cash Account + TFSA investing account (Welcome Bonus $25-$100 if you use the referral code DSKMA)	4.00%	n/a
Achieva TFSA (use Achieva Petal V879070291, make a deposit of $250 and get $25 Bonus)	3.60%	no transfer fee
EQ Bank - TFSA Account ($20 Bonus)	3.00%	n/a

Best 5 GIC rates in Canada - get 5% interest rate and $25 Welcome bonus

The 1 Year GICs are offering now  even 5.00% interest rates, one of the highest interest rate in decades.

Here are the top 5 options in Canada (May 2023).

Bank	1 Year GIC interest rate %	Promotions
EQ Bank	5.00%	$20 Bonus - Apply here!
Achieva Financial	5.40%	$25 Bonus if  you use Achieva Petal V879070291 and make a deposit of $250 or more - Apply here!
Tangerine	4.65%	$25 Bonus when you use the Orange Key 34602475S1 - Apply here!
Alterna Bank	4.75%
SCU	4.80%

 Using the laddering strategy, you can lock some of your savings into a 2, 3,4 or even 5 years with around 4.60% interest rate.

Good luck saving!

$25 Bonus - Open a TFSA, RRSP or Savings Account with Achieva Financial and get 3.40% for Daily interest Savings or 4.80% interest for 1 year GIC

Achieva Financial has a very good reputation of constantly high interest rates (no limited promotional interest rates and then low interest for the rest of the year).

They offer 3.40% interest rate for any daily interest TFSA, RRSP, Savings Accounts. Or you can get 4.80% for 1 Year GIC, or 4.85% for a 2 year GIC.

You can open the account 100% online. They have online banking services, good customer service, online chat, online secure messaging system. All deposits are 100% guaranteed.

Also you get $25 Bonus if you use Achieva Petal V879070291 and make a deposit of minimum $250. 

Additionally you get $1 Bonus every month for receiving your statement online.

You can apply online here: https://openaccount.achieva.mb.ca/
--------------------------------------------------------------------------