April 2026 – Best TFSA interest rates in Canada - 1.95 % and $25 Bonus for a new TFSA account from Achieva Financial

Here are some of the best TFSA interest rates, as of April 2026.

TFSA contribution limit for 2026 is $7,000. The maximum amount that can be invested into a TFSA in 2026 is $109,000 (cumulative contribution limit assuming that you have never contributed to a TFSA and you were 18 or over in 2009, when the TFSA was introduced). Unused contribution room carries over into the following year.

Achieva Financial offers 1.95% interest rate for all daily interest TFSA, RRSP, Savings Accounts. Or you can get 3.60% for 1 Year GIC, or 3.80% for a 2 year GIC. Achieva Financial has a very good reputation of constantly high interest rates (no limited promotional interest rates).

You can open the account 100% online. They have online banking services, good customer service, online chat, online secure messaging system. All deposits are 100% guaranteed.

Also you get $25 Bonus if you use Achieva Petal V879070291 and make a deposit of minimum $250. Additionally you get $1 Bonus every month for receiving your statement online. You can apply online here: https://openaccount.achieva.mb.ca/

Earn a Higher Return with GIC Laddering. Why GIC Laddering Makes Sense.

 💼 Earn a Higher Return with GIC Laddering

Take the guesswork out of timing interest rates.
With the GIC Laddering Strategy, you stay continuously invested while maximizing returns by reinvesting at the highest interest rate available — typically the 5-year GIC.

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🪜 How GIC Laddering Works

Step 1: Divide Your Investment

Split your total investment into 5 equal parts and invest them across GIC terms: