The winner is Kindred Credit Union that offers an Unlimited FREE Organization Account, with many features included.
The Kindred Organization Account offers churches and community-based charitable organizations the following services, free of charge:
- Cheque clearing
- Cheque returns
- Interac Direct Payment transactions
- Mastercard Global Payment card transactions
- Pre-authorized debit transactions
- Free use of The Exchange ATM network, deposits, cash withdrawals
| Bank | Monthly Fee | No monthly fee if balance over | Free transactions | Free Deposit items (cheques) per month | Free currency deposits per month | Email Transfers | Other |
| Kindered CU - Organization Account | Free | No fees | unlimited, free use of any The Exchange ATMs in Canada | unlimited, free in branch or at any Exchange ATM | no limit | Free, unlimited | Free monthly statements |
| Meridian Credit Union - Community/ Not-for-profit | Free | n/a | free transactions if balance over $1000 | 0 | limit of $1000 | $1.25/ transfer | 90 cents |
| BMO Community Account | $2.50 | $5,000 | 20 transactions, 5 in branch | 25 | limit of $2500 | $1.25/ transfer | Monthly statement $3 |
| ScotiaBank - Community Account Plan | $2.50 | - | 10 | 10 | $2,500 | $1.50 | - |
| TD Community Plan Plus | $4.95 | $10,000 | 30 | 30 | $5,000 | $1.50 | - |
| Bank | Savings Interest | |
| Kindered CU - Organization Account | Optimum Savings 0.85% | |
| Meridian Credit Union - Community/ Not-for-profit | N/A | |
| BMO Community Account | Not offered, no interest | |
| ScotiaBank - Community Account Plan | Not offered, no interest | |
| TD Community Plan Plus | Not offered, no interest |
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