Top 10 largest credit unions in Canada by asset size for 2024

 Here is a list of the top 10 largest credit unions in Canada by asset size for 2024:

1. **Desjardins Group** - $407 billion CAD

Earn a Higher Return with GIC Laddering. Why GIC Laddering Makes Sense.

 💼 Earn a Higher Return with GIC Laddering

Take the guesswork out of timing interest rates.
With the GIC Laddering Strategy, you stay continuously invested while maximizing returns by reinvesting at the highest interest rate available — typically the 5-year GIC.

---

🪜 How GIC Laddering Works

Step 1: Divide Your Investment

Split your total investment into 5 equal parts and invest them across GIC terms:

August 2025 - Best RRSP rates in Canada – get 2.10% interest and $25 Bonus for opening a new RRSP account

Sign up for a new RRSP account with Achieva Financial, use the Achieva Petal V879070291 and get $25 Bonus + 2.10% interest!

Here are the steps to get the $25 Bonus + 2.10% interest:
1. Enroll for a new Achieva financial Account using the link  https://openaccount.achieva.mb.ca/

2. Use the Achieva Petal V879070291 to get the Bonus. 

3. Make an initial deposit of $250. The Bonus of $25 will be deposited into your account!

Why do I like Achieva’s RRSP products?

1. Constant one of the highest interest rate on the market
   
2. No fees, no minimum balance required
3. Flexible investment options (RRSP Savings Account, GICs, Mutual Funds)
4. Excellent customer support

-----------------------------------------------------
Here are some of the Best RRSP interest rates in Canada.

 

RRSP Savings Accounts

Bank Name - RRSP Savings Accounts	Interest	Transfer Fee
Tangerine $25 Bonus with Orange Key 34602475S1	0.30%	$50
Achieva Financial Use Achieva Petal V879070291 to get $25 Bonus	2.10%	No fee
EQ Bank $20 Bonus, enroll here	1.75%	N/A
Wealthsimple Canada $25 Bonus for new accounts	1.75%	Covered
Outlook Financial	1.85%	$50
Manulife Bank	1.05%	No fee
ICICI Bank	1.25%	$25
BMO	0.05%	$100
TD Bank 0.1% over $5000	0.00%	$50
CIBC	0.05%	$100
Canadian Western Bank Balances over $2500	0.40%	$50
SCOTIABANK	0.01%	$100
RBC	0.45%	$50

GICs

Bank Name	Term	Interest	Transfer Fee
Achieva Financial Use Achieva Petal V879070291 to get $25 Bonus	2 Years	3.50%	$50
Tangerine $50 Bonus with Orange Key 34602475S1	1 Year	3.20%	$50
Achieva Financial Use Achieva Petal V879070291 to get $25 Bonus	1 Year	3.50%	No fee
People’s Trust	1 Year	3.50%	No fee

___________________________________________________________________

Looking for Best TFSA rates in Canada? Click here for a list of Best TFSA rates.
___________________________________________________________________

https://tfsa2011.blogspot.com

Best US Savings Accounts in Canada - 3% interest Savings Account EQ Bank Canada

EQ Bank has increased the interest rate for their US Savings Account to 3%.

 

For a limited time EQ Bank offers $20 Bonus to new clients who are opening a new account with minimum $100 initial deposit + 3% for USD when you use this link to apply: https://join.eqbank.ca?code=Bonus$20 .

Here are the steps to get the $20 Bonus + 3% USD interest rate:
1. Enroll for EQ Bank TFSA Account using the link  https://join.eqbank.ca?code=Bonus$20

2. Make an initial deposit of $100. The Bonus of $20 will be deposited into your account!

EQ Bank Savings account is free to open, there is no minimum balance and no administration fees. You can transfer USD for free between your EQ account and other US accounts.

Here are some other US savings options in Canada:

- EQ Bank US Savings Account - best savings rate 3% (no minimum balance required)
- Omnia Direct - 1 Year GIC - 3 %
- Wealthsimple - USD Savings Account - 4 %
- ICICI US HiSave Savings Account - 1 %

- Meridian Credit Union - US Chequing Account - 0.025%   1 Year GIC 4%
- Tangerine US$ Savings account - 0.10%

Already enrolled in Canadian Dental Care Plan (CDCP)? Renew by June 1 to avoid gaps in coverage! 📆

 

If you enrolled in the Canadian Dental Care Plan (CDCP) for 2024, it's time to renew your coverage for 2025! The Government of Canada is reassessing eligibility to ensure everyone meets the necessary requirements.