April 2026 – Best TFSA interest rates in Canada - 1.95 % and $25 Bonus for a new TFSA account from Achieva Financial

Here are some of the best TFSA interest rates, as of April 2026.

TFSA contribution limit for 2026 is $7,000. The maximum amount that can be invested into a TFSA in 2026 is $109,000 (cumulative contribution limit assuming that you have never contributed to a TFSA and you were 18 or over in 2009, when the TFSA was introduced). Unused contribution room carries over into the following year.

Achieva Financial offers 1.95% interest rate for all daily interest TFSA, RRSP, Savings Accounts. Or you can get 3.60% for 1 Year GIC, or 3.80% for a 2 year GIC. Achieva Financial has a very good reputation of constantly high interest rates (no limited promotional interest rates).

You can open the account 100% online. They have online banking services, good customer service, online chat, online secure messaging system. All deposits are 100% guaranteed.

Also you get $25 Bonus if you use Achieva Petal V879070291 and make a deposit of minimum $250. Additionally you get $1 Bonus every month for receiving your statement online. You can apply online here: https://openaccount.achieva.mb.ca/

Here are the steps to get the $25 Welcome Bonus + 1.95% interest:
1. Enroll for a new Achieva financial Account following the link  https://openaccount.achieva.mb.ca/

2. Use the Achieva Petal V879070291

3. Make an initial deposit of $250. The Bonus of $25 will be deposited into your account!

Bank Name / TFSA Savings Accounts	Interest Rate	Transfer Fee
Wealthsimple Canada (Bonus $25 if you apply here)	1.25%	n/a
Achieva Financial (Bonus $25 with Achieva Petal V879070291)	1.95%	no fee
EQ Bank ($20 Bonus if you apply here)	1.50%	n/a
Tangerine ($25 Bonus with Orange Key 34602475S1)	0.70% (4.60% promo for new clients)	$50
Oaken Financial	2.80%	$50
Canadian Tire Bank TFSA	2.40%	$50
Hubert Financial (Sunova CU) - Manitoba	2.30%	$50
Alterna Bank TFSA eSavings Account	1.15%	$50
MAXA Financial - Manitoba	1.75%	$50
CIBC TFSA Tax Advantage Savings Account	0.30%	$100
RBC Registered Savings Deposit TFSA	0.45%	$50
TD High Interest TFSA Savings Account	0.50%	$75
Scotia Bank (Savings Accelerator Account)	0.25%	$50
BMO TFSA Savings Account	0.25%	$50

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"Reset" tip — To "reset" your TFSA contribution room if you had many withdrawals or contributions during the current year:

1. Late in December 2026 you can withdraw all your TFSA deposits (do not close the account!)
2. In January 2027 you can contribute up to $116,000 without the stress of penalties (assuming 2026 contribution room stays at $7,000).

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Do you want to make a RRSP contribution? Do you want to know the Best RRSP rates in Canada? Click here for a list of the Best RRSP rates in Canada.