Best FREE trading platform in Canada - Wealthsimple + $25 Welcome Bonus + full banking services

 Wealthsimple Canada offers an All in one solutions for all your day to day banking and investments needs!

- Best FREE trading platform in Canada!

- Welcome bonus of $25

- Transfer Bonus - get a 1% match on account transfers!

- 2.5% interest on your Savings Account

- chequing account - one of the best on the market (no fees, no foreign exchange fee)

- All types of accounts: TFSA, RRSP, FHSA, RESP, non-registered

- Managed Portfolios investments

- Stocks and ETFs self managed investments commission-free

- Crypto investments and transactions

- Easy manage your transactions using Wealthsimple App

Here are the steps to Enroll and get the $25 Welcome Bonus:

1.  Enroll online following the link: https://wealthsimple.com

2. Make a deposit of minimum $1 in 30 days after opening the account.

3. The bonus will be deposited into your account! 

 

What is the FHSA? Best First Home Savings Account Rates in Canada – October 2026

 What is the FHSA? Best First Home Savings Account Rates in Canada – October 2026

If you're saving for your first home in Canada, the First Home Savings Account (FHSA) is one of the most powerful tools available. The FHSA lets first-time Canadian homebuyers save up to $40,000, tax-free, to put toward a down payment — combining the best of both the RRSP and TFSA: you get a tax deduction on contributions, and tax-free withdrawals when it's time to buy. 

The annual contribution limit is $8,000, with a lifetime maximum of $40,000. For every dollar you contribute, you reduce your taxable income — potentially resulting in a tax refund of $1,700 to $3,800 depending on your tax bracket.  Unused room carries forward to the following year (up to $8,000), and unlike the RRSP Home Buyers' Plan, FHSA withdrawals do not need to be repaid. 

The single most important action is opening the account now — even with $0 — to start the contribution room clock. Every year without an open account is $8,000 of room permanently lost. 

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Our Top Pick: Wealthsimple FHSA

Our top recommendation is Wealthsimple (use link below for a $25 bonus):

http://www.wealthsimple.com/invite

October 2026 – Best TFSA interest rates in Canada - 1.95 % and $25 Bonus for a new TFSA account from Achieva Financial

Here are some of the best TFSA interest rates, as of October 2026.

TFSA contribution limit for 2026 is $7,000. The maximum amount that can be invested into a TFSA in 2026 is $109,000 (cumulative contribution limit assuming that you have never contributed to a TFSA and you were 18 or over in 2009, when the TFSA was introduced). Unused contribution room carries over into the following year.

Wealthsimple offers 3 ways to invest with a TFSA:

1. TFSA High Interest Savings Account 2.25% interest
2. Managed investing - Have your portfolio managed by their advisors
3. FREE Wealthsimple Trade account: You trade stocks and ETFs: 
buy and sell over 14,000 stocks and ETFs commission-free. You can automate your investments, and start trading right away with instant deposits!