June 2025 – Best TFSA interest rates in Canada - 2.10 % and $25 Bonus for a new TFSA account from Achieva Financial

Here are some of the best TFSA interest rates, as of June 2025.

TFSA contribution limit for 2025 is $7,000. The maximum amount that can be invested into a TFSA in 2025 is $102,000 (Cumulative contribution limit assuming that you have never contributed to a TFSA and you were 18 or over in 2009, when the TFSA was introduced). Unused contribution room carries over into the following year.

Achieva Financial offers 2.10% interest rate for all daily interest TFSA, RRSP, Savings Accounts. Or you can get 3.50% for 1 Year GIC, or 3.50% for a 2 year GIC. Achieva Financial has a very good reputation of constantly high interest rates (no limited promotional interest rates).

You can open the account 100% online. They have online banking services, good customer service, online chat, online secure messaging system. All deposits are 100% guaranteed.

Also you get $25 Bonus if you use Achieva Petal V879070291 and make a deposit of minimum $250. Additionally you get $1 Bonus every month for receiving your statement online. You can apply online here: https://openaccount.achieva.mb.ca/

Top 10 largest credit unions in Canada by asset size for 2024

 Here is a list of the top 10 largest credit unions in Canada by asset size for 2024:

1. **Desjardins Group** - $407 billion CAD

Earn a Higher Return with GIC Laddering. Why GIC Laddering Makes Sense.

 💼 Earn a Higher Return with GIC Laddering

Take the guesswork out of timing interest rates.
With the GIC Laddering Strategy, you stay continuously invested while maximizing returns by reinvesting at the highest interest rate available — typically the 5-year GIC.

---

🪜 How GIC Laddering Works

Step 1: Divide Your Investment

Split your total investment into 5 equal parts and invest them across GIC terms:

June 2025 - Best RRSP rates in Canada – get 2.10% interest and $25 Bonus for opening a new RRSP account

Sign up for a new RRSP account with Achieva Financial, use the Achieva Petal V879070291 and get $25 Bonus + 2.10% interest!

Here are the steps to get the $25 Bonus + 2.10% interest:
1. Enroll for a new Achieva financial Account using the link  https://openaccount.achieva.mb.ca/

2. Use the Achieva Petal V879070291 to get the Bonus. 

3. Make an initial deposit of $250. The Bonus of $25 will be deposited into your account!

Why do I like Achieva’s RRSP products?

1. Constant one of the highest interest rate on the market
   
2. No fees, no minimum balance required
3. Flexible investment options (RRSP Savings Account, GICs, Mutual Funds)
4. Excellent customer support

-----------------------------------------------------
Here are some of the Best RRSP interest rates in Canada.

 

RRSP Savings Accounts

Bank Name - RRSP Savings Accounts	Interest	Transfer Fee
Tangerine $25 Bonus with Orange Key 34602475S1	0.30%	$50
Achieva Financial Use Achieva Petal V879070291 to get $25 Bonus	2.10%	No fee
EQ Bank $20 Bonus, enroll here	1.75%	N/A
Wealthsimple Canada $25 Bonus for new accounts	1.75%	Covered
Outlook Financial	1.85%	$50
Manulife Bank	1.05%	No fee
ICICI Bank	1.25%	$25
BMO	0.05%	$100
TD Bank 0.1% over $5000	0.00%	$50
CIBC	0.05%	$100
Canadian Western Bank Balances over $2500	0.40%	$50
SCOTIABANK	0.01%	$100
RBC	0.45%	$50

GICs

Bank Name	Term	Interest	Transfer Fee
Achieva Financial Use Achieva Petal V879070291 to get $25 Bonus	2 Years	3.50%	$50
Tangerine $50 Bonus with Orange Key 34602475S1	1 Year	3.20%	$50
Achieva Financial Use Achieva Petal V879070291 to get $25 Bonus	1 Year	3.50%	No fee
People’s Trust	1 Year	3.50%	No fee

___________________________________________________________________

Looking for Best TFSA rates in Canada? Click here for a list of Best TFSA rates.
___________________________________________________________________

https://tfsa2011.blogspot.com

Best US Savings Accounts in Canada - 3% interest Savings Account EQ Bank Canada

EQ Bank has increased the interest rate for their US Savings Account to 3%.

 

For a limited time EQ Bank offers $20 Bonus to new clients who are opening a new account with minimum $100 initial deposit + 3% for USD when you use this link to apply: https://join.eqbank.ca?code=Bonus$20 .

Here are the steps to get the $20 Bonus + 3% USD interest rate:
1. Enroll for EQ Bank TFSA Account using the link  https://join.eqbank.ca?code=Bonus$20

2. Make an initial deposit of $100. The Bonus of $20 will be deposited into your account!

EQ Bank Savings account is free to open, there is no minimum balance and no administration fees. You can transfer USD for free between your EQ account and other US accounts.

Here are some other US savings options in Canada:

- EQ Bank US Savings Account - best savings rate 3% (no minimum balance required)
- Omnia Direct - 1 Year GIC - 3 %
- Wealthsimple - USD Savings Account - 4 %
- ICICI US HiSave Savings Account - 1 %

- Meridian Credit Union - US Chequing Account - 0.025%   1 Year GIC 4%
- Tangerine US$ Savings account - 0.10%

Already enrolled in Canadian Dental Care Plan (CDCP)? Renew by June 1 to avoid gaps in coverage! 📆

 

If you enrolled in the Canadian Dental Care Plan (CDCP) for 2024, it's time to renew your coverage for 2025! The Government of Canada is reassessing eligibility to ensure everyone meets the necessary requirements.

Get 4% USD +1.75% CAD interest rate + Welcome Bonus of $25 from Wealthsimple Canada = All in one Banking solution = Savings, trade stocks, ETFs, Crypto

Get 4% interest for your USD Savings Account + 1.75% for your CAD Cash Account and $25 Welcome Bonus when you sign up for a new account with Wealthsimple Canada: https://www.wealthsimple.com/invite

+ You get some of the best investments options: commission-free Stocks and ETFs, managed portfolios, crypto investments.

Here are the steps to get the 4% interest and $25 Welcome Bonus:

1.  Enroll online following the link: https://my.wealthsimple.com

2. Make a deposit of minimum $1 in 30 days after opening the account.

3. The bonus will be deposited into your account! 

 

Best 5 GIC rates in Canada - get 3.55% interest rate and $25 Welcome bonus

The 1 Year GICs are offering now 3.55% interest rates.

Here are the top 5 options in Canada (June 2025).

1 Year GIC Rates and Promotions

Bank	1 Year GIC %	Promotions
EQ Bank	3.55%	$20 Bonus - Apply here!
Achieva Financial	3.50%	$25 Bonus if you use Achieva Petal V879070291 and make a deposit of $250 or more - Apply here!
Tangerine	3.20%	$25 Bonus when you use the Orange Key 34602475S1 - Apply here!
Alterna Bank	2.90%
Oaken Financial	3.50%

 Using the laddering strategy, you can lock some of your savings into a 2, 3,4 or even 5 years with around 4.60% interest rate.

Good luck saving!

________________________________________

$25 Bonus - Open a TFSA, RRSP or Savings Account with Achieva Financial and get 3.40% for Daily interest Savings or 4.80% interest for 1 year GIC

Achieva Financial has a very good reputation of constantly high interest rates (no limited promotional interest rates and then low interest for the rest of the year).

They offer 3.40% interest rate for any daily interest TFSA, RRSP, Savings Accounts. Or you can get 4.80% for 1 Year GIC, or 4.85% for a 2 year GIC.

You can open the account 100% online. They have online banking services, good customer service, online chat, online secure messaging system. All deposits are 100% guaranteed.

Also you get $25 Bonus if you use Achieva Petal V879070291 and make a deposit of minimum $250. 

Additionally you get $1 Bonus every month for receiving your statement online.

You can apply online here: https://openaccount.achieva.mb.ca/
--------------------------------------------------------------------------

New - EQ Bank launches one of the best TFSA and RRSP Account - 2.5% interest and $20 Bonus for new accounts

 EQ Bank has just launched two new products: TFSA and RRSP accounts, offering 2.5% interest and $20 Bonus for new accounts (limited time offer).

The products offer an excellent interest rates, no fees, no minimum. You can transfer your TFSA and RRSP from another bank. Also their GIC rates are very competitive. Combined with their Free Savings (Chequing) Account you can do all your banking with no fee, unlimited free email transfers, unlimited bank to bank transfers and much more.

To open a new TFSA or RRSP account go to:

https://join.eqbank.ca?NewClient$20

The only condition to get the bonus is to make an initial deposit o minimum $100 in 30 days after opening the account.

Unlimited FREE account from EQ Bank + 2.50% and $20 Bonus for New clients (including free Email Transfers)

New to EQ Bank? Get a $20 bonus to sign up, and Unlimited FREE transactions, including Email Transfers!

Do you want to earn 2.50% interest and do your day-to-day banking like a chequing account with no fees? Free transactions and Free Email Transfers!
Welcome to the EQ Bank Savings Plus Account, where you can send money, pay bills and more, all while earning 2.50% interest with zero monthly fees, and for a limited time...you’re eligible to cash in the $20 sign up bonus too!


Here are the steps to get your $20 Bonus and 2.50% interest:

1) Go to eqbank.ca to open a new EQ Bank Savings Plus Account. 

2)  Make an initial deposit of minimum $100

3)  $20 will be deposited into your account. 

Here what you get:

• FREE account, with no monthly fees
• one of the best interest rates
  
• no limit balance, you earn the same interest no matter the amount you have in your account
• pay unlimited bills for free
• Free Email transfers
• cheap international money transfers directly from your account
• easy to open your account online
• best interest GICs - easy to open online
  

Best Youth Accounts in Ontario, Canada

We researched the best Youth Accounts (under 17 years old) offered by Credit Unions in Ontario, Canada. One parent must accompany their child under 17 to open an account. The child can use the passport and birth certificate for identification. Age of majority in Ontario is 18.

Our best choices are:
- Kindred Credit Union - the most complete free account (including 15 free E-Transfers)
- Meridian Credit Union - best interest

Best Community Accounts for Charities / non-profit in Ontario, Canada

We researched the best FREE Community Accounts for charities / non-profit in Ontario, Canada.

The winner is Kindred Credit Union that offers an Unlimited FREE Organization Account, with many features included.
The Kindred Organization Account offers churches and community-based charitable organizations the following services, free of charge:

• Cheque clearing
• Cheque returns
• Interac Direct Payment transactions
• Mastercard Global Payment card transactions
• Pre-authorized debit transactions
• Free use of The Exchange ATM network, deposits, cash withdrawals

Bank	Monthly Fee	No monthly fee if balance over	Free transactions	Free Deposit items (cheques) per month	Free currency deposits per month	Email Transfers	Other
Kindered CU - Organization Account	Free	No fees	unlimited, free use of any The Exchange ATMs in Canada	unlimited, free in branch or at any Exchange ATM	no limit	Free, unlimited	Free monthly statements
Meridian Credit Union - Community/ Not-for-profit	Free	n/a	free transactions if balance over $1000	0	limit of $1000	$1.25/ transfer	90 cents
BMO Community Account	$2.50	$5,000	20 transactions, 5 in branch	25	limit of $2500	$1.25/ transfer	Monthly statement $3
ScotiaBank - Community Account Plan	$2.50	-	10	10	$2,500	$1.50	-
TD Community Plan Plus	$4.95	$10,000	30	30	$5,000	$1.50	-

Bank	Savings Interest
Kindered CU - Organization Account	Optimum Savings 0.85%
Meridian Credit Union - Community/ Not-for-profit	N/A
BMO Community Account	Not offered, no interest
ScotiaBank - Community Account Plan	Not offered, no interest
TD Community Plan Plus	Not offered, no interest

Top 10 largest Credit Unions in Canada by asset size Q4 2015

Here is the list of the largest 10 credit unions in Canada according to Canadian Credit Union Association.

Ontario, the most populous province of Canada, has only one credit union on top 10.